10 Most Useful Finance Apps for Individuals

TOP 10 Best and Useful Personal Finance Apps to improve your Finances

Useful Finance Apps : It may have seemed implausible a few years ago to say that mobile apps could handle all of your financial needs, but it is now very possible. 

Indeed, they assist you in addressing a variety of money management problems, ranging from developing a strong budget discipline, limiting spending, keeping track of your costs, and planning for future investments.

There are money management applications that provide even the best debt repayment options. 

However, deciding on a single financial planning tool may be a difficult process. As a result, to remove the uncertainty from your financial management, we have compiled a list of the best 10 finance apps of 2021.

1. The ET Markets 

ET Markets might be extremely useful to you if you are interested in investing in the financial markets and managing your money appropriately. It serves as a one-stop-shop for keeping track of your assets in numerous instruments. 

The programme provides stock market updates, business and market news, free stock market advice, live charts and share prices, sophisticated technical charting, and much more.

Features of the app 

  • There are eight Indian languages available. 
  • Comprehensive market coverage 
  • “My Scrips” assists in keeping track of favourite investing products. 
  • Tools for interactive technical charting 
  • Analysis, expert opinions, and the option to engage in debates via comments 
  • Share your favourite market events and news with friends and family by SMS, email, Twitter, Whatsapp, and Facebook. 
  • For finding information, use intelligent voice search.

2. Money Manager 

The Money Manager is financial planning, spending monitoring, and asset management software for iOS and Android smartphones. It simplifies and simplifies the administration of your funds. 

You may use the budget planner and expenditure tracker to keep track of your personal and company financial activities, examine financial data on a daily/weekly/monthly basis, and manage your assets.

Features of the app 

  • Budget and spending management using a double-entry accounting method 
  • Management of credit and debit cards 
  • Statistics are available immediately. 
  • Bookmarking feature 
  • Backup/Restore

3. Mint

Mint, a free financial tracker and money management software, includes a variety of financial tools such as TurboTax, QuickBooks, and ProConnect. It allows you to simplify your life and save more money. 

The app consolidates all of your bank accounts, invoices, credit cards, and investments on a single screen, allowing you to easily see where you are in terms of spending and saving money. You may also keep track of your expenses and credit score.

Features of the app 

  • View everything in one location. 
  • Bills and money should be managed jointly. 
  • Budget more carefully to prevent late penalties. 
  • Syncs with the Mint desktop app

4. Goodbudget

The app that serves as a money manager and spending tracker As a home budget planner, Goodbudget is quite beneficial. The app functions similarly to your grandmother’s envelope system. 

The proactive budget planner, which allows for real-time tracking, assists you in organising your bill payments and funds. 

The software can be synchronised across the web, Android, and iOS devices, and it can be shared with budgeting partners. This keeps everyone on the same page when it comes to the budget. Subscribers get access to extra features.

Features of the app 

  • Google, The New York Times, LifetimeTV, Forbes, and others have all recommended it. 
  • In terms of quality, it is ranked third among banking applications. 
  • Syncing via the web and numerous devices is feasible. 
  • Reports that are insightful 
  • Ad-free 
  • The free edition includes ten regular and ten yearly envelopes.

5. Expense Manager

You don’t need to go any farther if your search for the finest tool to build a budget and monitor spending led you to the Expense Manager App. 

This feature-rich and intuitive software is not only easy but also highly stable, and you will have all you need at your fingertips to manage your spending, chequebooks, and budgets. 

Expense Manager is completely free, provides full functionality, and has no hidden fees.

Features of the app 

  • Backup and synchronisation 
  • Connect to the PC through the network 
  • Tools that are useful 
  • Simple to personalise 
  • Multiple languages are supported. 
  • Widgets that are useful 
  • PIN security 
  • There is no need for registration or an internet connection.

6. Bajaj Finserv

You may use the Bajaj Finserv Experia App to apply for personal loans, house loans, business loans, medical loans, fixed deposits, insurance products, and much more. 

This app is a one-stop-shop for all investment and post-loan services offered by Bajaj Finserv, India’s most diverse NBFC. The app’s user interface is clear and straightforward.

Features of the app 

  • Calculators for EMI 
  • Loan offers that have been pre-approved 
  • The app is accessible in fourteen different Indian languages. 
  • Manage current investments and loans.

7. Expensify

With the Expensify app, you can effortlessly track your receipts and manage your costs. All you have to do to upload receipts is take a photo of them. Expensify automatically transcribes the details. The software also categorises and classifies each receipt. 

It may also submit company costs for approval as well as refund automatically. Individuals, freelancers, small enterprises, and even Fortune 500 organisations utilise Expensify.

Features of the app 

  • Keeping track of and/or submitting costs and receipts 
  • Reimbursement for direct deposits 
  • GPS and distance tracking may be purchased in-app. 
  • Import of credit cards 
  • Receipts in any currencies Reconciliation of corporate cards 
  • Reimbursement 
  • QuickBooks, Xero, Intacct, and NetSuite are among the accounting connectors.

8. Spendee

Spendee is a wonderful tool for manually or automatically monitoring income and expenses by connecting it with your bank accounts. You can make a budget, as well as organise and evaluate your expenditures. 

You can also invite family members who share household budgets. Furthermore, the software allows you to manage your money across different bank accounts and currencies.

Features of the app

  • Manage all of your money in one place. 
  • Connection to bank accounts that is secure 
  • Manual cash expenditure addition 
  • Tracking of bills

9. Dhani

Dhani is a one-stop-shop for all of your financial requirements. Dhani wallet allows you to open an immediate demat/trading account, take out personal loans, and handle all of your payments. Dhani provides free games that you may win cash for. 

Dhani Zone is another interesting place where you may listen to podcasts and audio tales about health and sleep. You may use your Dhani Rupay card to shop at thousands of businesses around the country. Dhani is one of the top 15 financial applications due to a slew of outstanding features.

Features of the app

  • Financial management is simple and easy to use. 
  • Instant personal loans ranging from 10,000 to 15 lakhs. 
  • Instant credit lines put money in your account right now. 
  • Health premium plans that are reasonably priced. 
  • Earn money by referring your friends.

10. Yahoo Finance 

Yahoo Finance is one of the greatest applications for keeping up with market and economic news. The app allows you to follow stocks that interest you and receive tailored news and notifications. 

Yahoo Finance’s investment updates and real-time stock information will be extremely beneficial in keeping you up to date on financial market happenings. Upgrade to premium to have access to special tools that will help you maximise your revenues.

Features of the app

  • Keeping tabs on the success of your financial portfolio 
  • Follow stocks to receive tailored real-time news and quotations. 
  • Comprehensive financial data 
  • Monitor currencies, bonds, stocks, commodities, futures, and global indexes. 
  • Full-screen interactive charts 
  • View and change your portfolio.

Conclusion for Most Useful Finance Apps : 

You may be able to pick the finest financial app for your requirements after reading the short information provided on some of the best finance apps available. 

It is not always feasible to make a rapid decision. All you have to do is conduct a bit more research on the applications that pique your interest and then make an informed selection. You may also try a couple of these applications and then determine which one is ideal for you.

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Written by
Sourav Suman
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Sourav Suman

Blogger, currently pursuing B.A LL.B, Investor, and Personal Finance Enthusiast...

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Abhishek Shakya

Blogger, SEO expert, web developer, currently pursuing B.Tech, and an Investor...